Insurance For "Baby" - Should You Participate?

Insurance - probably past the time when people are shy to mention it, because insurance is inherently a very effective risk management and mitigation tool. In the range of "love cars", Thanh Phong Auto would like to send you a few things about Auto Insurance, hoping to contribute to taking care of and preserving…. add perfect.

What is car insurance? Whether to buy or not? What kind of insurance do you need when buying a car?

Compulsory civil liability insurance

Civil automobile insurance, also known as compulsory owners' civil liability insurance for third parties, is one of the most important types of automobile insurance. Currently, the traffic law requires that vehicles participating in traffic must buy this type of insurance.

There is also a type of optional insurance, which is a necessary insurance package because it has the effect of sharing with the car owner the cost of repairs when unexpected unexpected events such as theft, collision, Unintended accident, contributing to reduce financial losses when there is a need to insure insurance.

> Recommended references: Notes on Selecting a Car Repairing - Maintenance Center

Insurance for occupants and accidents

This type of insurance is not compulsory but extremely useful for road users. Subjects covered: life, health of people being transported on motor vehicles (not as passengers).

For this insurance package, the insurance company will pay for bodily injury or death to the person on board, on boarding or disembarking while the vehicle is in traffic.

Auto material insurance

This is an optional insurance but very useful for car owners. Standard material insurance package includes: total loss, total loss, partial loss, water damage insurance (flooded).

Depending on the policies of each insurance carrier, the buyer will notice differences in terms of application, benefits, insurance rates and usually calculated by the% value of the car. … Or depending on the insurance package you choose to buy, customers will get accompanying services suitable to their needs and economic capabilities.

The note when choosing to buy car physical insurance

Depending on the financial capacity as well as their travel environment, buyers should consider choosing an appropriate Insurance package, to go into this section, Thanh Phong Auto will convey the message in the following article.

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