5 Seater Auto Insurance & 2 Things Car Owners Need To Know To Get Compensated

1 Types of car insurance 5 seats car owners should know

• 5 seat car insurance One-way: This is a type of insurance to provide financial support from the insurance company when the car owner causes an accident, loss of life or property to a third party.
• 5-way two-way auto insurance: This is a type of insurance that helps car owners not only get insurance compensation for the 3rd party from the insurance company but also reduce the financial burden on the cost of repairing from a water attack. , scratched…
• 5-seat car physical insurance: This is an optional car insurance but will help you reduce the burden due to incidents such as theft, collision, natural disaster ... Usually inside the insurance package This insurance will come with different services such as insurance of water damage, flood or theft insurance ... Depending on your needs, you will choose the appropriate service package.

2 Range of types of 5-seat auto insurance

2.1. 5-way auto insurance:

The third party will be compensated by the insurance company for property and life damage at a reasonable cost and based on the car insurance contract. In particular, for property damage, it is based on the fault of the vehicle owner to apply the appropriate payment.

However, there are some cases when the insurance company will not pay damages:

• The 3rd party intentionally caused damage
• When the owner of the car caused the accident, fled and did not have a driver's license.
• When the car owner causes damage to houses and trees
• When the vehicle owner causes damage to valuable assets such as antiques, gems, precious and rare paintings ...

+ Note: Top 5 experiences to know when buying auto insurance package

2.2. Insurance of two-way two-way car:

The coverage of this insurance will be wider because it includes civil liability insurance and car material insurance. Therefore, similar to 5-way one-way auto insurance, the third party will be compensated by the insurance company. In addition, the company will also pay compensation for car damage when you have an accident, natural disaster, flood or stolen parts ...

However, there will be some cases where the vehicle owner will not be compensated by the insurance company, including:

• 5-seat cars naturally wear out, over time
• Damage caused by tires of 5-seat cars
• Vehicle engine losses due to water intrusion cause hydrostatic phenomenon
• 3rd request onwards due to theft of parts and parts of 5-seat cars
• Loss due to the body of the car 5 seats
• Damages to non-original vehicle parts are not included in the vehicle inspection certificate.

2.3. Physical insurance of 5-seat cars

The car owner will be supported by the insurance company to pay for the repair or compensation when it comes to theft or accidental accident. Normally, this premium of companies is also different such as Huyndai 1.65% and Ford 1,85% ...

+ Note: Top 5 notes for car insurance in an accident

In some cases, owners of 5-seater cars will not be paid by insurance companies:

• 5-seat car owner deliberately caused an accident causing the car to be scratched or damaged
• Owners of 5-seat cars violate traffic laws or violate laws such as transporting banned goods, drinking alcohol, using drugs ...
• Owners of 5-seat cars do not have driving licenses according to the law or expire.
• Damage to cars due to wars, earthquakes, terrorism, etc.
• 5-seat cars are overloaded or naturally wear out over time and not due to external factors.

Above has shared the top 2 things car owners need to know about 5 seat auto insurance to be compensated. Thereby, it is hoped that the car owners will have more good knowledge about this car insurance. From there, I can choose the appropriate type of insurance to help me feel secure during the journey.

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