With many people think that Civil liability insurance cars It is compulsory to collect the profit sharing of related persons. Is this thinking correct? Why does the state law require car users to buy automobile civil liability insurance? And what to note when car liability insurance, let's find out the following.
Car civil liability insurance is mandatory for all car owners in Vietnam to participate in. The purpose is to provide financial support to the car owner and ensure the rights of third parties in case of an accident.
The principle of insurance is "Compensating for the unlucky few" by the many. When an accident occurs, insurance companies will use the insurance money collected from the many to compensate the few. accident victims.
Automobile civil liability insurance will help road users pay and compensate for losses when accidents occur with third parties.
>>> Suggestions: Distinguish between compulsory insurance and voluntary auto insurance
Civil liability insurance for cars will help you pay damages to third parties for loss of life, body and property. Or for passenger cars, they will pay for bodily and life losses of passengers under motorized passenger transport contracts.
The level of insurance liability will be the maximum amount that insurance companies can pay for personal and third party damage in each accident that occurs within the scope of insurance liability. Maximum level of compensation liability According to Circular No. 22/2016/TT-BTC of the Ministry of Finance applicable from April 1, 4.
Some cases are not covered
The effective date of compulsory civil liability insurance for automobiles is specifically stated on the Insurance Certificate. But not before the motor vehicle owner has paid the full insurance premium.
The normal insurance period is 01 year. During the valid period stated on the Insurance Certificate, if there is a transfer of motor vehicle ownership, all insurance benefits related to the owner's civil liability The old car is still valid for the new car owner.
However, the automobile civil liability insurance contract will be canceled in the following cases:
>>> Suggestions for reference: Experience in buying car insurance
With 5 notes when Automobile civil liability insurance We present above in the hope of gaining more knowledge to help you realize the importance of civil car insurance. And also learn more about the benefits of this type of insurance.
Cars Care Service Price Sheet At Thanh Phong Auto HCMC VietNam:
* The cars that we have mechanics: Mercedes, BMW, Audi, Lexus, Toyota, Honda, Mazda, Mitsubishi, Kia, Daewoo, Hyundai,Ford, Nissan, Volkswagen, Porsche, Chevrolet, Rand Rover, Innova, Fortuner, Vios, Fiat, Bugatti, Ferrari, Bentley, Hummer , Chrysler, Dodge, Renault, Cadillac, Volvo, Subaru, Daihatsu, Ssangyong, Roll-Royce, Peugeot, Smart Fortwo, Tobe M'car, Luxgen, Zotye, Haima, Geely, Baic, Hongqi, Cmc, Mini Cooper, Buick, Opel, Acura, Aston Martin, Vinfast, TQ Wuling.
To keep your vehicle running properly at all times, we offer a number of services that are carried out by our certified, expert auto service and repair technicians who have years of experience performing everything from oil changes to a complete engine overhaul.
LEAVE COMMENT