Top 99+ Vietinbank Car Insurance Linked Garages In HCM

VietinBank car insurance is being trusted and chosen by many car owners because of its practical insurance products and wide range of protection. With VietinBank car insurance, car owners will receive fair and quick compensation - repairs and replacement of genuine parts if the car is damaged due to a collision.

Report "Status of Vietnam's auto insurance market in 2023" by the Central Institute for Economic Management (CIEM): The report shows that the average auto insurance premium in Vietnam in 2023 is 2,5 million VND/car/year. Total auto insurance premium revenue nationwide reaches about VND 40.000 billion, an increase of 15% compared to 2022.

In Ho Chi Minh City, there are many car garages that are cooperating with reputable insurance company Vietinbank to provide comprehensive and diverse auto insurance packages to customers. These garages not only provide car repair and maintenance services but also act as insurance agents, helping customers easily find and sign up for suitable insurance packages right where they bring their cars. come for repair.

If you are looking for a garage affiliated with Vietinbank car insurance in HCM - below is a comprehensive list for your reference.

Overview of Vietinbank Auto Insurance

VietinBank Auto Insurance is an insurance package for cars provided by Vietnam Joint Stock Commercial Bank for Industry and Trade (VietinBank) in collaboration with reputable insurance companies.

VietinBank auto insurance includes the following types of insurance:

Car insurrance:

• Full risk insurance (body insurance)
• Fire insurance
• Theft insurance

Civil liability insurance:

• Civil liability insurance for third parties for life and health
• Civil liability insurance for third parties regarding property

Insurance for people sitting in the car:

• Personal insurance
• Driving accident insurance

When participating in VietinBank auto insurance, customers will enjoy insurance benefits depending on the type and scope of insurance chosen. These benefits include compensation for damage to vehicles and people when insured risks occur, and support for quick and convenient loss settlement services.

List of VietinBank Auto Insurance Affiliated Garages in HCM

Address Providing Reputable Auto Insurance & Auto Insurance Repair in HCM?

Thanh Phong Auto known as an auto repair and maintenance garage with more than 10 years of experience in Ho Chi Minh City. At the same time, we are also a point of providing auto insurance and repairing vehicles from reputable insurance brands today.

Thanh Phong Auto brings peace of mind to customers with:

• The staff understands the advantages and disadvantages of each auto insurance company, and advises on the most suitable insurance package for customers.
• A team of experienced technicians, working professionally - ensures quick and effective vehicle inspection and repair.
• Payment guarantee and contract renewal notice.
• Affiliated with many insurance companies, customers have a variety of options, but are not forced to choose which company.

Above is the information about Top Vietinbank Car Insurance Linked Garages in HCM that you need. Contact Thanh Phong Auto if you need advice on a suitable auto insurance package.

Frequently Asked Questions About Viettinbank Auto Insurance

1. What are the benefits of buying VietinBank car insurance?

VietinBank car insurance Provides benefits: Compensation up to 100% of vehicle value when damage occurs, payment for rescue and repair costs, accident insurance for vehicle occupants up to 100 million VND/person, protection of rights legal benefits against third parties.

2. How to calculate VietinBank's car insurance premiums?

Insurance premiums are calculated based on the vehicle value, purpose of use, number of seats, age and driving experience of the vehicle owner. Insurance fees range from 1.5% - 3% of the vehicle value, on average from 2 - 20 million VND/year depending on the type of vehicle.

3. What are the steps involved in the process of buying car insurance at VietinBank?

Steps to buy car insurance at VietinBank:

• Prepare vehicle documents such as registration, registration, and identification documents
• Choose an insurance package and fill in the information on the Insurance Request Form
• Pay insurance premium and receive Insurance Certificate/Contract
• Check the information and keep it carefully

4. How long is VietinBank car insurance?

Normally, the term of a car insurance contract at VietinBank is 1 year from the time of issuance of the application. Customers can choose to renew the contract when the insurance period expires.

5. What exclusion clauses does VietinBank car insurance have?

Some situations that are not covered include:

• Drivers use alcohol and stimulants while driving
• Vehicles carrying prohibited goods, overloaded, and exceeding the prescribed number of people
• The driver is not qualified or has a driving license
• Damage caused intentionally
• The car has been modified and its structure has been changed compared to the original

6. When my car has a problem, what do I need to do to be covered by VietinBank insurance?

When something goes wrong, you need to:

• Protect the scene, take photos, and record damage
• Call the traffic police to make a record if there is a collision
• Notify VietinBank insurance switchboard within 24 hours
• Provide records and documents for compensation claims
• Take the vehicle to the designated garage for repair and recovery

7. How long does it take for insurance assessment and compensation to be paid?

Normally, VietinBank will send an appraiser to survey and make a record within 2-3 working days of receiving the notice. After that, the compensation dossier will be processed and VietinBank will pay compensation within 15 days of receiving a complete and valid claim dossier.

8. Does VietinBank Insurance cover the repair and replacement of car parts?

Yes, VietinBank insurance includes the cost of repairing and replacing car parts and components damaged due to accidents, fires, explosions, and unexpected risks. However, replacement of spare parts will be based on contract terms, insurance liability limits and equivalent value of the insured property.

9. Can I switch to another car insurance package from VietinBank?

VietinBank allows customers to switch car insurance packages while the contract is still valid. Customers need to carry out conversion procedures and pay/refund the difference (if any) between the two insurance packages. However, the conversion needs to be approved by VietinBank based on the vehicle's condition and previous compensation history.

10. Can VietinBank car insurance protect me in other localities?

VietinBank's car insurance coverage applies throughout the territory of Vietnam. When there is an incident in other provinces, you will still be compensated by insurance according to the provisions of the contract. VietinBank has an extensive network of partners, ready to support customers when needed.

11. Can I buy VietinBank car insurance for used cars?

VietinBank accepts insurance for both new and used cars. However, used cars must meet a number of conditions such as: having a shelf life of less than 15 years, still being legally circulated, meeting technical safety and environmental protection standards. Insurance fees and conditions applicable to used cars will be different from those of new cars.

12. Does VietinBank car insurance protect assets kept in the car?

VietinBank's regular car insurance only covers direct physical damage to the car. It does not include personal assets kept in the vehicle such as cash, jewelry, phones, laptops, etc. To protect assets inside the vehicle, customers need to purchase a separate property insurance package.