You are planning to buy a car to make it easier and more comfortable to travel. If your financial resources are not too "abundant" then you should consider a few things before deciding to buy a car. In particular need special attention to the cost to "sustain life" for his beloved driver.
So are there fees to consider when deciding to buy a car? Let's Thanh Phong Auto Find out in this article!
1. Fixed expenses
The mandatory fee is normally charged in accordance with the national norms, by region and vehicle type.
Compulsory automobile insurance applies to all motor vehicle owners participating in traffic in the territory of our country as specified in Circular 22/2016 TT-BTC of the Ministry of Finance. As a rule, 450.000 VND / year is the fee for cars with less than 6 seats and 873.000 VND / year for the premium for cars with 6 seats or more.
Car physical insurance: Insurance is calculated based on a percentage of the value of the car, depending on the old / new level of the car (this ratio varies within 1,5%).
- Registration fee
Our country requires cars to be periodically checked to ensure the quality and safety of vehicles. Also according to the regulations of the Ministry of Finance, the registration fee ranges from 240.000 to 560.000 / 1 year depending on the vehicle and region.
- Loan interest and cost of capital
If you don't have the money to buy it, you can borrow it, considering the interest rate. Especially during the year, the distribution units also have several interest rate incentives! Please select a time suitable for your financial resources to buy offline.
Value gradually over time that few people pay attention to. Usually newer or expensive cars will lose more money when depreciated.
Some noted measures to reduce depreciation:
+ Always keep your car in good condition and clean.
+ Quickly handle the smallest damage.
+ Always keep the mileage low.
+ Carry out maintenance according to the schedule of the manufacturer.
+ Archive a full service record.
2. Flexible expenses
Depends on the transport process of the vehicle
- Fuel costs
On average, when traveling a distance of less than 1.000 km, it costs 1.5 million VND while moving a distance of about 2.000 km / month, about 3 million VND.
- Tire replacement cost
Maximum tire life that manufacturers recommend users after 5 years or 50.000km distance.
- Periodic maintenance
In order to keep your car in a stable and best condition, you should carry out a car maintenance every year. For vehicles moving in roads and a stable environment, this cost costs 5-7 million / year
- Parking fee
The average parking fee is currently 1.500.000 VND / month. This cost depends on the area where you live and how often the car travels.
There are two types of fees that are charged: tolls collected through BOT tollgate and road maintenance fees.
+ Road maintenance fee for contract delivery is around VND 130.000 / month to VND 1.430.000 / month.
+ BOT fees for people moving across the province and if in the province often have preferential policies.
So if you calculate the preliminary calculation based on the above statistics, in addition to the cost of buying a car per month you will spend about 5 - 10 million to feed it. After using for 5 years, you will have to spend quite a large amount of money on maintenance, replacement and maintenance for the car. Therefore, it is important to understand these fees when you intend to buy a car!
And if you want to find a quality, reputable car maintenance and repair unit to reduce costs, you can contact Thanh Phong's service. Thanh Phong Auto will surely bring you absolute satisfaction with its services.
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