In the context of more and more vehicles on the road and increasing accident rates, Car body insurance has become an indispensable product for car owners.
Car body and material insurance is a type of voluntary insurance that helps protect your car from the risks of damage and loss due to unexpected incidents. When participating in this type of insurance, you will be partially or fully compensated for the cost of repairing and replacing damaged parts on the vehicle. Unlike mandatory civil liability insurance that only protects third parties, car body insurance provides comprehensive peace of mind for the vehicle owner.
So when buying car insurance, what issues should you pay attention to? Please join us to learn what to note when buying this insurance in the article below!
It is very necessary for you to be equipped with some knowledge about physical and body auto insurance. Because it helps you better understand this insurance when you need to buy it. Car physical insurance is a type of insurance that protects the body, machinery and equipment on the vehicle while you use it. Therefore, when you encounter an unexpected accident that causes your car to be damaged or scratched, you can use this insurance to reduce repair costs.
Not all problems with your car will be covered by insurance. Because it depends on the terms of each insurance package inside the contract. Specifically as:
Cases covered by material automobile insurance, body cover:
Cases not covered by material automobile insurance, car body cover:
You should carefully understand insurance companies, not rough and sketchy. Because that will greatly affect your benefits as well as your pocket money. You can find out about these companies through information channels such as websites, forums, professional blogs or consult friends.
When consulting information online, please pay attention to feedback, customer reviews first. Because these are useful references to help you have an overview of the unit.
In addition, you should also combine with coming directly to visit, evaluate the staff's ability to make the best decision. That helps me choose a more reputable insurance company.
Before signing the physical and body auto insurance contract, you should carefully read the terms therein. Because this will ensure your rights and help you avoid unnecessary arguments.
Besides, if you find any terms are not satisfactory, you can agree with that insurance company. At the same time, you should prioritize choosing a high deduction because it will help you save costs up to 20 - 30% if the exemption usually increases to 1 million.
You should specifically mention the vehicle repair location in the auto body and vehicle insurance contract. Because this will help your car be repaired better because of the quality of genuine parts and the professionalism of the technician team. Believe that your car, when repaired at a reputable garage, will quickly return to its original beauty and luxury.
No, car body insurance is a type of voluntary insurance. However, it is recommended for comprehensive protection for car owners. You can see more information about Compulsory & voluntary auto insurance Most detailed to date.
Insurance premiums are usually calculated based on many factors such as: vehicle value, vehicle type, year of manufacture, and purpose of use. Typically, fees range from 1,5% to 2,5% of the vehicle value per year.
The basic process includes:
Maybe, but insurance premiums may be higher than for a new car. Some insurance companies have a vehicle age limit, usually no more than 15 years.
The following factors should be compared:
It is possible, but there will usually be a cancellation fee. This fee can range from 10% to 20% of the remaining insurance premium.
Yes, most car body insurance packages include insurance for damage caused by natural disasters such as storms, floods, and earthquakes.
Above have shared the top 5 notes to know about Material insurance, auto body insurance. Thereby, a car is not simply a means of transportation but it is also an extremely important asset of each person.
Therefore, choosing to buy car insurance from a reputable company is the most optimal solution to help you reduce your financial burden and feel more secure while using your car. See more of these Experience in buying car insurance Most details are shared on the website.
Cars Care Service Price Sheet At Thanh Phong Auto HCMC VietNam:
* The cars that we have mechanics: Mercedes, BMW, Audi, Lexus, Toyota, Honda, Mazda, Mitsubishi, Kia, Daewoo, Hyundai,Ford, Nissan, Volkswagen, Porsche, Chevrolet, Rand Rover, Innova, Fortuner, Vios, Fiat, Bugatti, Ferrari, Bentley, Hummer , Chrysler, Dodge, Renault, Cadillac, Volvo, Subaru, Daihatsu, Ssangyong, Roll-Royce, Peugeot, Smart Fortwo, Tobe M'car, Luxgen, Zotye, Haima, Geely, Baic, Hongqi, Cmc, Mini Cooper, Buick, Opel, Acura, Aston Martin, Vinfast, TQ Wuling, BYD.
To keep your vehicle running properly at all times, we offer a number of services that are carried out by our certified, expert auto service and repair technicians who have years of experience performing everything from oil changes to a complete engine overhaul.
