5 Notes About Car Body and Material Insurance

- 5 Notes About Car Body and Material Insurance
Latest update date: February 05, 07

Physical car insurance, car body is one of the optional insurances when buying a car. However, you should buy this insurance because it helps you protect the body, equipment on the vehicle and reduces the financial burden of collisions, scratches, theft, etc.

So when buying car insurance, what issues should you pay attention to? Please join us to learn what to note when buying this insurance in the article below!

Equipping some knowledge about material automobile insurance, body cover

The note you should know about physical car insurance, car body
The note you should know about physical car insurance, car body

The fact that you are equipped with some knowledge physical car insurance, car body very necessary. Because help you better understand this insurance when you need to buy. Physical car insurance is a type of insurance that protects the body and equipment on the vehicle during your use. Therefore, when you encounter unfortunate accidents that cause the car to be damaged or scratched, you can use this insurance to reduce repair costs.

Regulations on using physical automobile insurance and car body cover

Not all problems with your car will be covered by insurance. Because it depends on the terms of each insurance package inside the contract. Specifically as:

In case of material automobile insurance, the vehicle body cover is covered as the car is scratched or damaged.
In case of material automobile insurance, the vehicle body cover is covered as the car is scratched or damaged.

Cases covered by material automobile insurance, body cover:

  • Cars have been collided, scratched by accident, fire is out of your control
  • Cars were hit by rainstorms, floods, landslides ...
  • Cars are damaged, scratched by external objects on the car.
  • Unfortunate cars were stolen or robbed.

Cases not covered by material automobile insurance, car body cover:

  • Intentional acts causing accidents causing cars to be scratched or damaged ...
  • Cars collide because the driver violates the law such as drinking alcohol, using drugs ...
  • Cars that are overloaded or violate traffic laws.
  • Drivers without driving licenses strictly according to the provisions of law.
  • Cars damaged by war / terrorism.
  • Cars wear out over time and are not caused by external factors.
  • Car accident or theft outside the territory of Vietnam.

>>> Suggested reference: Information about Voluntary and mandatory auto insurance

Know insurance companies thoroughly

You should carefully understand insurance companies, not rough and sketchy. Because that will greatly affect your benefits as well as your pocket money. You can find out about these companies through information channels such as websites, forums, professional blogs or consult friends.

You should pay attention to the feedback of customers to choose a reputable insurance company
You should pay attention to the feedback of customers to choose a reputable insurance company

When consulting information online, please pay attention to feedback, customer reviews first. Because these are useful references to help you have an overview of the unit.

In addition, you should also combine with coming directly to visit, evaluate the staff's ability to make the best decision. That helps me choose a more reputable insurance company.

Review and carefully read the terms of the insurance contract

Before you sign the contract physical car insurance, car body, you should carefully read the terms in it. Because this will ensure your rights and help you avoid unnecessary controversy.

Review and carefully read the terms of the insurance contract
Review and carefully read the terms of the insurance contract

Besides, if you find any terms are not satisfactory, you can agree with that insurance company. At the same time, you should prioritize choosing a high deduction because it will help you save costs up to 20 - 30% if the exemption usually increases to 1 million.

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Should mention specific locations of reputable car repair

Should specify the car repair location in the insurance contract
Should specify the car repair location in the insurance contract

You should mention the specific vehicle repair location in the contract physical car insurance, car body. This will help your car to be repaired better because of the quality of genuine parts and the professionalism of the technician team. Believe that your car when repaired in prestigious garages will quickly return to its original beauty and elegance.

>>> Suggestions: Reputable auto insurance companies Most trusted today

Above have shared the top 5 notes to know about Material insurance, auto body insurance. Thereby, a car is not simply a means of transportation but it is also an extremely important asset of each person.

Therefore, choosing to buy car insurance from a reputable company is the most optimal solution to help you reduce your financial burden and feel more secure while using your car. See more useful information in this section car insurance Latest.

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