Comprehensive car insurance brings outstanding convenience to car owners, protecting not only their vehicle but also safety and legality.
Swiss Re (The world's largest reinsurance group): Swiss Re's 2023 report shows that the rate of purchasing full-service auto insurance is increasing worldwide, especially in developing countries like Vietnam . Research shows that 10 out of every 7 cars sold choose a comprehensive insurance package, demonstrating the growing need for financial peace of mind.
Comprehensive auto insurance provides a broad range of protection for your vehicle, including common risks such as traffic accidents, fire damage, theft, and damage from bad weather. . This helps you feel secure in the face of unfortunate situations that may occur and not have to worry about paying additional costs.
To ensure the rights for themselves and their material assets, most car owners want to buy comprehensive auto insurance for themselves. However, due to lack of understanding, some customers have trouble buying insurance and need to pay compensation when necessary. Don't worry too much, we will share with you in the article below Top 5 experiences to know when buying auto insurance package.
Currently on the market there are many types car insurance different. Including mandatory insurance such as civil liability insurance and many types of voluntary insurance. Most simply, you can understand that comprehensive auto insurance is insurance that covers liability for both people and property.
In particular, mandatory civil liability insurance for cars is sometimes not enough. If you have more conditions, you should choose one of the types of voluntary insurance. For example, auto physical insurance, vehicle body insurance...
Comprehensive auto insurance brings many benefits to customers, specifically as follows:
Comprehensive insurance:
Cost savings:
Convenient and simple:
Wide coverage:
Comprehensive insurance packages often include more diverse risks and insurance benefits than when purchased individually.
In short, comprehensive car insurance helps customers save costs and convenience during the purchasing and use process, while ensuring that the car is fully protected against all risks.
Auto insurance as well as many other products, you have to find out each type of insurance carefully before buying them.
For example, compulsory civil liability automobile insurance is a type of "a lot of compensation". That means anyone who buys a car must join this insurance. The participation fee of many people will be used to pay compensation for the case of a few unintended accidents.
Unlike civil liability insurance, auto material insurance is voluntary to help compensate for material damage. The scope of compensation includes car theft or damage of accessories and spare parts when having trouble.
In addition, some types of voluntary car insurance such as accident insurance for the occupants or voluntary liability insurance for third parties are also selected by many customers.
After you have a good idea of the concept and scope of liability of each type of compulsory and voluntary insurance, you should consider which is appropriate for your needs. Particularly with the compulsory insurance, you have no choice, while voluntary insurance can be selected before deciding.
In addition, each type of insurance will also have different costs for participation and will usually be on a yearly or quarterly basis. So, you should buy insurance based on your current financial condition, should not be too wasteful.
The third experience for you is to choose reputable insurance company to buy comprehensive car insurance. On the market today there are many companies providing insurance and often vary in insurance prices.
What you should do is to consult the market through the internet or consult friends and relatives who have participated in auto insurance. As such, choosing a reputable and affordable company will be easier.
A small note for you is to look for large insurance companies that have direct links to car maintenance centers or large garages to facilitate the handling of damage later.
Many people who buy car insurance only look through and sign the insurance for yes without reading the provisions on insurance. So that they ignore many of their rights when unfortunate incidents or lawsuits occur.
Experience for you is to read carefully the terms contained in the insurance, especially the scope of insurance liability, cases with or without compensation. Don't forget to actively ask your insurance agent about terms that aren't clear.
After you have finished reading and feel all the terms no matter what else should sign.
An experience that is not too necessary but is also very useful for you to buy combined or group insurance when buying auto insurance package. Specifically, when buying auto insurance at an insurance company, if you buy health insurance, you will receive a better discount.
Currently, to increase competitiveness, many reputable insurance companies have implemented policies to ensure full benefits for buyers of many types of insurance at affordable prices.
Comprehensive auto insurance includes insurance types such as civil liability insurance, car physical insurance, vehicle occupant insurance, driver/test driver insurance, and many other types of voluntary insurance. .
Civil liability insurance is a mandatory insurance for everyone when buying a car. The participation fee of many people will be used to pay compensation in case a few encounter an unexpected accident. Read the article now Pay attention when buying car civil liability insurance Helps you gain more experience when buying insurance for your car.
Automobile physical insurance is voluntary and helps compensate for any physical damage to the vehicle. The scope of compensation includes vehicle theft or damage to accessories and spare parts when an incident occurs. For more details, read the article now: Note about physical and auto body insurance shared on the website.
On the market today there are many companies providing insurance and often vary in insurance prices. You should research the market in advance online or ask friends and relatives who have participated in auto insurance.
Comprehensive car insurance helps customers save costs and convenience during the purchase and use process, while ensuring that the car is fully protected against all risks.
Comprehensive insurance packages often include more diverse risks and insurance benefits than when purchased individually.
When reading the terms of the insurance, you should pay attention to the scope of insurance liability and cases that are or are not compensated. Don't forget to proactively ask the insurance salesperson about unclear terms.
Choosing where to buy comprehensive auto insurance depends on many factors, including the reputation of the insurance company, fees, and guaranteed benefits. You should consult information from many sources to make the right choice. Reference Top 7 reputable auto insurance companies, is the most chosen today.
Purchasing comprehensive auto insurance should be done as soon as you buy a new car or when your current insurance policy expires.
Some insurance companies may offer combination insurance plans, which may include health insurance. However, this needs to be confirmed with each specific insurance company.
Cars Care Service Price Sheet At Thanh Phong Auto HCMC VietNam:
* The cars that we have mechanics: Mercedes, BMW, Audi, Lexus, Toyota, Honda, Mazda, Mitsubishi, Kia, Daewoo, Hyundai,Ford, Nissan, Volkswagen, Porsche, Chevrolet, Rand Rover, Innova, Fortuner, Vios, Fiat, Bugatti, Ferrari, Bentley, Hummer , Chrysler, Dodge, Renault, Cadillac, Volvo, Subaru, Daihatsu, Ssangyong, Roll-Royce, Peugeot, Smart Fortwo, Tobe M'car, Luxgen, Zotye, Haima, Geely, Baic, Hongqi, Cmc, Mini Cooper, Buick, Opel, Acura, Aston Martin, Vinfast, TQ Wuling, BYD.
To keep your vehicle running properly at all times, we offer a number of services that are carried out by our certified, expert auto service and repair technicians who have years of experience performing everything from oil changes to a complete engine overhaul.
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