Car insurance aaaOne of the hottest types of insurance available today. Because it has many attractive incentives, it is very favored by car owners. In addition, when participating in this insurance, it will help drivers feel secure and save costs when an incident occurs. However, it is a fact that there are some aaa auto insurance buyers who often make unnecessary mistakes. Join us to share the top 4 serious misunderstandings when buying auto insurance.
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- 1 Top 4 Misunderstandings When Buying AAA Auto Insurance Leads To Being Denied Compensation
Top 4 Misunderstandings When Buying AAA Auto Insurance Leads To Being Denied Compensation
1. You only need to have auto insurance for aaa
Most car owners think that buying aaa car insurance AAA Assurance will compensate for any damage whatsoever. That is the misconception of people involved in auto insurance. In fact, the owner of the vehicle or the insured is only compensated for damages caused by unexpected accidents, out of control in the following cases:
- Car has been hit, hit, overturned or sunk
- Cars were on fire
- Natural disasters such as storms, floods, thunderstorms, earthquakes, landslides and tsunamis
- Cars lost due to robbery
- Acts that intentionally sabotage vehicles from others
In cases where the car owner does not perform the vehicle protection obligation due to unexpected accidents, the AAA insurer will also refuse. In particular, if the car owner's damage is caused by a third party, the owner must ask this party to compensate him.
A specific example of the case the insurer refuses to pay damages:
In case your car collapses pothole but you do not stop to check even when the machine has a strange signal. That made the car worse, so the insurance company will not compensate for the damage.
2. Do not notify aaa insurance company when an incident occurs
According to the rules aaa car insurance, if a loss occurs and you do not report it immediately to the insurer, you will refuse 10% to 20%. Besides, if you also do not have a picture of the scene where the accident has occurred, the company will also be refused 10-20%.
Therefore, when an accident occurs, remember to call the aaa insurance company immediately by calling the hotline number on the back of the insurance card. Then follow the instructions to protect your rights in the company compensation. From there, help me reduce the financial burden due to incident vehicles.
3. Include aaa auto insurance events to notify 1 time
This is one of the serious misunderstandings when buying aaa car insurance Car owners are denied compensation. Normally, many car owners will usually combine the events once before informing them, but this makes them not covered by the insurance company.
It is possible that in the case of a slightly scratched car, the insurance company will not require a scene photo. However, once you retire, it will be very difficult to declare documents.
Therefore, the advice for you is that when an incident occurs, immediately call the AAA insurance company to claim. At this point, the staff here will conduct accident assessment and handle losses as soon as possible so please rest assured!
4. Confused and not read carefully the terms of the automobile insurance contract
When you buy aaa car insurance there is a hydrostatic clause, the vehicle owners think they will be compensated whenever they encounter this situation. This is completely wrong, because AAA Assurance Company only compensates when floods cause engine damage. If water enters the vehicle and damages other equipment, it is outside the scope of insurance.
Therefore, before signing a pen to sign an insurance policy, you need to carefully read the terms inside it. If the terms are not understood, listen to the advice of the lawyers at AAA insurance company and negotiate with them. This will help you ensure your best interests in car damage compensation and avoid disputes.
The above has shared the top serious misunderstandings when buying aaa car insurance resulting in a denial of compensation. Thereby, to be comfortable throughout the journey and reduce financial burden when the car has a sudden accident, you should buy this car insurance!
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