PTI Post Office Auto Insurance Review: Latest Service Packages and Fee Schedule

Pti Post Office Auto Insurance Review: Service Package, Latest Fee Schedule Professional Garage Thanh Phong Auto Hcm 2024

Post office automobile insurance pti is one of the insurance products that is loved by many car owners. Because insurance here provides attractive benefits at very affordable prices. Thereby helping people feel more confident while driving during their journey.

However, not everyone knows about pti post office auto insurance? Please join us in sharing the top 4 information you need to know about auto insurance!

What is post office auto insurance?

This is one of the types of insurance used by many car owners to feel secure during the journey. When to join post office automobile insurance pti, you will be compensated by the PTI insurance company for damages, losses due to unexpected risks occurring in accordance with the insurance contract. Thereby helping you reduce the financial burden when having more problems.

Information You Need to Know About Post Office Auto Insurance Pti
Information You Need to Know About Post Office Auto Insurance Pti

Benefits of joining PTI post office auto insurance

In recent years, PTI insurance company has often launched attractive policies to attract car owners to choose an additional deduction. Besides, you also enjoy special benefits when participating post office automobile insurance pti, that is:

  • The cost of buying car insurance will be lower and help you ensure a safer driving. Because the scratches caused by minor impacts and lower than the exemption level, you will not be compensated by the company.
  • If the car owner continues to buy post office automobile insurance pti with the deduction, the company will exempt the insurance premium.
  • The time of making car insurance at PTI is highly appreciated because of fast procedure and professional process.
  • You will experience the perfect quality of service from a team of professional, talented lawyers.
  • Wide car insurance coverage, high compensation limit.
  • Car owners can also choose a garage or car repair center
  • PTI provides free rescue services and additional benefits "no deduction" for part loss.
Pti Post Office Auto Insurance has received a lot of trust from car owners
Pti Post Office Auto Insurance has received a lot of trust from car owners

Find out the latest PTI auto postal insurance rates

3.1. PTI auto insurance required

This is the type of insurance that any car owner must join in accordance with the law. When the owner of the car causes an accident or property damage to a third party, the PTI insurance company will be responsible for paying them. The fee for this PTI auto insurance depends on the type of vehicle you are using and the duration.

The insured:

Owners of motor vehicles participating in traffic in the territory of the Socialist Republic of Vietnam

Coverage:

  • Non-contractual damage to body, life and property to third parties caused by motor vehicles.
  • Damage to the body and life of passengers under the passenger transport contract caused by motor vehicles.

Level of liability insurance

The level of insurance liability is the maximum amount an insurance company can pay for damage to the body, life and property of third parties and passengers caused by a motor vehicle in each accident. falls within the scope of insurance liability. As follows:

Insurance liability level for property damage caused by cars, tractors, construction vehicles, agricultural and forestry vehicles and other special vehicles used for security and defense purposes ( including trailers and semi-trailers pulled by cars or tractors) causing 150.000.000 VND/1 person/1 accident.

Insurance liability level for property damage caused by cars, tractors, construction vehicles, agricultural and forestry vehicles and other special vehicles used for security and defense purposes ( including trailers and semi-trailers pulled by cars or tractors) causing 100.000.000 VND/1 accident.

3.2. Physical insurance of cars

This is a type of voluntary insurance to help car owners reduce the financial burden when they accidentally collide or have their spare parts and natural disasters stolen, etc. With this insurance, you will be compensated by the company for damage caused by theft. or support to pay the cost of repairing a car due to a collision or natural disaster ... This fee usually depends on the extent of the damage to the car.

The insured.

Cars are allowed to circulate in the territory of the Socialist Republic of Vietnam and in special cases are approved for insurance by PTI.

Coverage

PTI compensates the Vehicle Owner for physical damage to the vehicle caused by an unexpected accident, beyond the control of the Vehicle Owner or Driver in the following cases:

  • Crash, crash, flip, fall.
  • Fire, conflagration, explosion.
  • Force majeure accidents caused by nature: Storms, floods, lightning strikes, landslides.
  • Objects from outside the vehicle impact the vehicle.
  • Stolen, total car stolen.
  • Accidents caused by other unexpected risks in addition to the exclusions specified in the Rules.

In addition, PTI also supports necessary and reasonable costs to helpPrevent and limit additional losses;

The cost of taking the damaged vehicle to the nearest repair place does not exceed 20.000.000 VND/case excluding value added tax (unless otherwise agreed in writing)

Expertise the damage.

In all cases, PTI's total compensation amount (excluding loss assessment costs) does not exceed the insurance amount stated on the Insurance Certificate.

Car Physical Insurance is a type of insurance that helps car owners reduce the burden of a collision.
Car Physical Insurance is a type of insurance that helps car owners reduce the burden of a collision.

3.3. Insurance of vehicle owners' TNDS for goods transported on cars

The vehicle owners' TNDS premium for goods transported, PTI company applies a deduction of 0,5% of the total liability insurance and must not be less than 1 million VND / case. In case the goods are lost due to theft, the car owner is not responsible for maintenance or captured by the governing body, PTI company will not be responsible for compensation.

Besides, post office automobile insurance pti Also provides the following additional insurance terms:

  • Insurance of cars outside the territory of Vietnam
  • Insurance replacement parts, new parts
  • Insurance of stolen parts and accessories.
  • Insurance selected car repair center

Experience when buying effective PTI postal auto insurance

4.1. Take advantage of useful services from pti post office car insurance

When using the service post office automobile insurance pti voluntarily, you will enjoy the following benefits:

  • Emergency and timely support line, even if you have unexpected incidents right at night.
  • Enjoy rescue services completely free
  • The cost of repairing damaged vehicles will not be depreciated
  • Receive enthusiastic advice from talented and knowledgeable staff.
You Should Pay Attention To Useful Services From Post Office Auto Insurance Pti
You Should Pay Attention To Useful Services From Post Office Auto Insurance Pti

4.2. Read carefully the terms of the pti auto insurance policy

Before you sign the insurance policy, you need to read the terms inside it carefully. This will help you ensure your rights more and avoid unnecessary disputes later, especially in the process of compensation.

>>> Suggestions for reference: Experience buying auto insurance that every car owner should know

The above has shared the top 4 information to know about post office automobile insurance pti. Thereby, hopefully you have added useful knowledge about car insurance, thereby helping me feel more secure throughout the journey.

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