Top 5 Experiences in Buying High-Quality Auto Insurance

Top 5 Experiences in Buying High-Quality Auto Insurance Guaranteed Garage Thanh Phong Auto Hcm 2024

In fact, nowadays there is no single type of car insurance called high-end car insurance or common car insurance. Here, this concept refers to many factors that buyers want when purchasing auto insurance.

These include from benefits to participation fees, compensation costs or insurance companies, etc. Join us now and put your money where your mouth is. Top 5 experiences to know when buying premium auto insurance be shared below.

Experience Buying High-Quality Auto Insurance
Experience Buying High-Quality Auto Insurance

Pocket some of the top reputable auto insurance companies

In the Vietnamese market, there are many companies offering car insurance to meet the needs of people who are increasingly using cars. Therefore, many people encounter poor quality companies, shirk responsibility when something goes wrong.

Among them, mainly due to ignorant customers and cheap greed, trust the advertising winged. So, in order to buy high-end auto insurance, the first secret is that you have to pocket some of the leading reputable insurance companies, such as:

  • Petrolimex auto insurance: established in 1995, with more than 20 years of operating experience, always ready to serve, ensuring all benefits for customers.
  • PTI auto insurance: belongs to Post and Telecommunication Joint Stock Insurance Corporation, currently the 2nd largest auto insurance provider in our country.
  • Bao Viet auto insurance: has a nationwide network with the motto of always putting customer benefits first.
Companies Providing High-Quality, Reputable Auto Insurance
Companies Providing High-Quality, Reputable Auto Insurance

In addition to the above 3 names, you can also refer to some other names such as insurance companies Liberty, Bảo Minh, BIDV, Small,…

Some types of high-class car insurance today

Out Civil liability insurance for motor vehicle owners is mandatory, car owners can now participate in some important types of voluntary insurance. In other words, this is the high-end auto insurance concept that many people mention because it ensures many benefits for participants.

  • Motor vehicle owner's civil liability insurance for goods transported on vehicles
  • Auto physical damage insurance
  • Accident insurance for drivers, assistant drivers and passengers

All 3 types of voluntary insurance apply to all motor vehicle owners participating in traffic in the territory of Viet Na. Similarly, insurance only applies to cases of vehicles having unintended incidents or accidents within the territory of Vietnam.

Know the benefits when participating in premium auto insurance

Before choosing whether to join premium auto insurance or not, you need to be aware of the benefits that you will receive when participating in insurance.

The first is about the scope of liability of each type of insurance, including cases that are and are not covered and compensated by insurance. Eg Auto body insurance will compensate for physical damage to the vehicle due to incidents, accidents, unwanted collisions or natural factors, including theft or total theft of the vehicle.

The second is about the level of compensation when the accident, the incident occurred for the whole body or property under the insurance contract. Suppose that compulsory civil liability insurance usually pays a compensation of VND 100 million / person / case.

What are the benefits of Premium Auto Insurance?
What are the benefits of Premium Auto Insurance?

Note some special benefits when participating in premium auto insurance

In addition to the benefits listed on insurance policy, some companies offer customers some other special benefits. This is what you need to consider when choosing an insurance company. Eg:

  • Free rescue services
  • Service of troubleshooting guidance and completing the dossier of request for payment and compensation
  • Surcharge for cases of replacing vehicle parts
  • Damage due to the case of vehicles entering the flooded area
  • Repair damage in genuine garages affiliated with the insurance company
  • ...
Customers Should Choose Insurance Companies That Provide More Convenient Services
Customers Should Choose Insurance Companies That Provide More Convenient Services

Choose insurance that suits your financial conditions

Finally, when enrolling in high-end auto insurance, you also need to ask your employees about the cost of insurance packages to suit your financial conditions.

Often with large companies will have their own website for buyers to buy insurance before choosing.In other cases, you should ask your insurance agent for advice first.

Hoping for the top 5 Experience in buying high-end auto insurance that we shared above has helped you understand more about one type car insurance on the market today. Contact Thanh Phong Auto if you need advice or purchase auto insurance. Thanh Phong Auto is the most reputable insurance agent today.

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