You may not know, currently Petrolimex Pjico market is one of the leading prestigious insurance companies trusted by numerous customers. Therefore, when you need to buy insurance for your car, you should refer to Pjico insurance first. To be able to buy insurance with the best benefits and rates, join us now Top 5 experiences to know when buying Petrolimex Pjico automobile insurance.
Main Article Content
- 1 Top 5 Experience to Know When Buying Petrolimex Auto Insurance Pjico
- 1.1 1. Choose the most appropriate type of insurance
- 1.2 2. Understand the rights and responsibilities of each type of insurance
- 1.3 3. Find out about an insurance company's repair service if your vehicle is in trouble
- 1.4 4. Select the appropriate deductible when buying insurance
- 1.5 5. Know how to handle incidents to receive insurance compensation
Top 5 Experience to Know When Buying Petrolimex Auto Insurance Pjico
1. Choose the most appropriate type of insurance
In addition to automobile civil liability insurance, which is compulsory for you to participate, Petrolimex Pjico also offers many other types of auto insurance. In which the most important insurance is still automobile physical insurance, 2-way physical insurance or driver insurance, ...
Experience for you is to choose the type of insurance that best suits your needs and financial conditions. When you come to the company, ask the counselor to carefully insure the level of insurance coverage and the scope of liability of each type of insurance before choosing.
You should stand your ground because there are many employees who are only interested in making a profit from your premium. On the other hand, you should also remember that the cheapest insurance price sometimes is not necessarily the most economical.
2. Understand the rights and responsibilities of each type of insurance
Many customers often ignore and ignore the terms of the contract causing conflicts or misunderstandings when encountering an incident later.
In fact, there are terms on every type of insurance. In which, the most important is still the benefit of customers, in case of having or not being compensated or compensated by insurance companies.
As soon as you consider the terms of the contract, you need to actively ask the insurance salesman for unknown cases. For example, civil liability insurance mainly compensates for damage caused by unintentional incidents or accidents, while physical insurance also compensates for the case of car theft, theft, ...
3. Find out about an insurance company's repair service if your vehicle is in trouble
Particularly with a large insurance company like Petrolimex Pjico, the maintenance of your car after the incident is completely guaranteed. The reason is that the company has a direct link with a reputable maintenance center and garage.
However, to ensure that the company's responsibility for the problems you encounter is true of insurance, you should ask about repair services in advance. Assuming the company provides 24/24 rescue services, how is the compensation process handled?
Normally, with the material insurance of Petrolimex Pjico, the cost of rescue and transportation of vehicles to the nearest repair place will be paid by the company. But the maximum does not exceed 10% of the insurance.
4. Select the appropriate deductible when buying insurance
When coming to buy auto insurance at Petrolimex Pjico, you will be advised of the deductible to choose.
The deduction here is simply understood as the amount of money that customers need to share the risk with the company for each loss. Typically, the damage occurred after the car owners' accident or accident must be higher than the deductible so the company can make payment and compensation.
With Petrolimex Pjico insurance, the deductible is usually at 1 million. Meaning that for all losses from damage due to incidents, you will have to spend 1 million, the rest will be paid by the company.
5. Know how to handle incidents to receive insurance compensation
The last experience for you is extremely important, that is, with the incident, how do you handle to receive compensation from the insurance company?
When buying all kinds of insurance of Petrolimex Pjico, your rights are guaranteed when the accident occurs. Therefore, as soon as the incident occurs, it is not allowed to arbitrarily negotiate with a third party without the involvement of the authorities.
Instead, when an accident or incident occurs, you must notify Petrolimex Pjico insurance company and local authorities if necessary. After checking the scene, all documents will be given a copy to the insurance company to complete the claim file.
Note that any incident not reported to the insurance company at that time will not be compensated according to the insurance terms.
With the top 5 experience to know when buying Petrolimex Pjico car insurance that we share on the article will help you better understand the insurance purchase process. Do not forget to apply every secret in any case to ensure your rights.
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