Is PJICO Car Insurance Good? Lookup, Price List?

Car insurance is an important form of financial protection for car owners, helping to minimize financial risks when unexpected incidents occur.

According to research by the Insurance Information Institute (2023) in the report 'Global Auto Insurance Trends', auto insurance not only protects assets but also contributes to reducing 37% of financial risks for car owners in the event of an incident.

As one of the leading reputable insurance companies in Vietnam, PJICO is trusted by many customers when they need to buy auto insurance. Over 25 years of operation in the industry, the PJICO brand has not only made an impression with practical auto insurance packages but also built trust with customers thanks to its strong financial resources.

However, among many insurance brands today, is PJICO insurance good - reputable - worth buying? What is the price of PJICO insurance? All will be in the detailed review below.

Introduction to PJICO insurance

Appearing in Vietnam quite early - in 1995, PJICO has had a long enough time to survey, listen and understand the needs of the Vietnamese people, thereby offering the most suitable insurance packages. Currently, the company is providing a wide range of insurance products, including: motor vehicle insurance, property insurance, technical insurance, health insurance, mixed insurance, cargo insurance, insurance ships and other insurance products.

In particular, PJICO's auto insurance products are built to protect customers from risks when using cars, including: civil liability insurance, accident insurance, material insurance and insurance. other value-added services.

With experience and reputation in the insurance field, PJICO has been trying to bring customers quality insurance services, meeting 3 criteria:

• Quick compensation.
• Dedicated service.
• Best deals.

Is PJICO car insurance good?

To evaluate whether PJICO auto insurance is good, you can review its advantages and disadvantages:

Advantage:

• Diversity of insurance packages: PJICO provides customers with many different auto insurance packages, depending on customers' needs and financial capabilities. This helps car owners to choose the insurance package that best suits their needs and conditions.
• Simple procedure: PJICO optimizes customer's auto insurance purchase process by minimizing complicated procedures and vehicle registration paperwork requirements.
• 24/7 Support: PJICO offers 24/7 customer support via hotline or email. This helps customers to contact and receive answers to questions and support when having problems quickly.
• Prestigious brand for many years: PJICO has been operating for a long time with strong financial resources, so it partly brings peace of mind to customers when choosing.
• Attentive service: PJICO is highly appreciated by many customers for its attentive and dedicated service attitude, building a pretty good image in the market.

Cons: Compared to some other insurance companies, the price of PJICO's auto insurance products is not the cheapest option on the market.

How to look up PJICO car insurance information

To look up PJICO's car insurance information and prices, you can do it in the following ways:

1. Look up on the official website of PJICO

You can visit PJICO's official website at https://www.pjico.com.vn/. Go to the Motor Vehicle Insurance section to view information about insurance packages including applicable terms and conditions, coverage, etc.

The World Insurance Report (2024) by Capgemini and Efma indicates that 83% of insurance customers in Asia prefer digital platforms to look up information and buy insurance.

2. Contact via the official hotline of PJICO

You can also contact PJICO's official hotline 1900 54 54 55 for quick advice on insurance packages as well as buying insurance online.

3. Go directly to the branch, agent or garage associated with PJICO

In case you want to be consulted more clearly about the packages, terms and conditions of PJICO auto insurance, you can go directly to the company's branch, dealer or affiliated garage. Professional consultants will answer your questions thoroughly.

Latest PJICO car insurance premiums

1. PJICO compulsory insurance premium for cars

PJICO provides compulsory insurance package for automobiles according to the provisions of Circular No. 22/2016 /TT-BTC dated February 16, 02 of the Ministry of Finance:

2. PJICO physical damage insurance premium for cars

The insurance premium for physical damage to PJICO's cars is calculated according to the formula:

In which:

• Insurance amount: is the amount corresponding to the value of the car at the time the car owner buys auto insurance.
• Rate of charge: depends on vehicle type and coverage.

Refer to the PJICO auto body insurance premium schedule:

Note:

• The minimum deduction is 500.000 VND/case.
• The fee schedule does not include additional terms.
• For high-risk auto insurance subjects (depending on appraisal results), PJICO may increase insurance premiums.
• Fees do not include 10% VAT.

Refer to the additional terms of PJICO:

3. Car owner's CIT premium for goods transported on PJICO's vehicle

How to calculate the car owner's CIT premium for goods transported on PJICO's vehicle is calculated by the formula:

In which, the level of insurance liability calculated per ton of tonnage at the request of the vehicle owner does not exceed VND 50.000.000.

4. PJICO's co-driver and occupants' accident insurance premiums

The insurance premium schedule for PJICO's co-drivers and occupants is applied according to the following levels: common level for domestic customers and high level for foreigners/foreign-invested enterprises:

Experience when buying PJICO car insurance

To buy PJICO car insurance in an effective and cost-effective way, you can refer to the following experiences:

• Explore insurance packages carefully: PJICO offers many different auto insurance packages with different terms and fee schedules. You should research carefully about insurance packages to choose the right package for your needs and finances.
• Give accurate information about the vehicle: When buying car insurance, you need to provide complete and accurate information about the vehicle such as vehicle type, year of manufacture, vehicle value, etc. to avoid being fined or not. Fully insured in the event of an accident.
• Consult an experienced person: If you are not clear about the terms and conditions of PJICO's auto insurance products, you should consult an insurance specialist for advice and answers. question.
• Compare prices: Before deciding to buy PJICO car insurance, you should consult the prices of similar insurance packages of other companies to compare and choose the best product.
• Check and read the contract carefully: Before signing an insurance policy, you need to carefully check and read the terms and conditions to understand your rights and obligations as well as those of the insurance company.
• Find out about PJICO insurance-linked garages: When a vehicle breakdown occurs, you can get better support if you know PJICO's insurance-linked garages. This saves you time and repair costs, as the associated garage will be supported by direct insurance and guaranteed repair quality according to the manufacturer's standards.
• Choose the appropriate deductible when buying PJICO insurance: The deductible is the amount that you have to pay yourself when there is an incident and claim from the insurance. When buying PJICO car insurance, you should choose the deductible that suits your needs and finances. If you choose a low deductible, there will be benefits in the event of an incident, but will affect the price of the insurance plan (and vice versa).
• Know how to handle incidents to receive compensation from PJICO insurance: When an incident occurs, you need to know how to handle it to ensure that your interests are protected and receive compensation from PJICO insurance. Please notify PJICO as soon as an accident, theft, etc. occurs and provide full information about the incident. At the same time, keep the proofs, invoices, repair vouchers, etc. to prove the problem and claim from the insurance.

Here are the detailed reviews about PJICO car insurance, hope to help you have a more general view of the quality and types of insurance of the company. If you need more detailed advice on auto insurance, you can contact Thanh Phong Auto. We are currently cooperating with many reputable insurance companies on the market, understanding the advantages and disadvantages of each insurance package and helping customers make the most suitable choice.

Coming to Thanh Phong Auto, you are not forced to buy any type of insurance. It all depends on your own needs, finances and interests.

FAQ – Frequently Asked Questions

1. What types of PJICO auto insurance are there?

PJICO auto insurance includes types such as Civil liability insurance, accident insurance, vehicle physical damage insurance, and other value-added services.

2. How much is PJICO auto insurance premium?

PJICO auto insurance premiums depend on vehicle type and coverage, with mandatory premiums for cars according to current regulations and physical damage premiums calculated based on vehicle value.

3. How long is PJICO's compensation period?

PJICO's compensation time usually ranges from 5 to 15 working days after receiving complete claim documents from customers.

4. How to claim compensation from PJICO?

Customers need to immediately notify PJICO when an incident occurs, provide full information and related evidence to receive prompt support in making a claim.

5. Can I buy PJICO auto insurance online?

Yes, customers can buy PJICO auto insurance online via the official website or hotline 1900 54 54 55 for consultation and transaction.

6. Does PJICO auto insurance support repairs at affiliated garages?

Yes, PJICO has a system of affiliated garages to help customers save time and repair costs, while ensuring service quality according to standards. See details about affiliated garages selling PJICO auto insurance at the link: https://thanhphongauto.com/gara-lien-ket-bao-hiem-xe-o-to-pjico-o-hcm/.

7. Are there any promotions for new customers?

PJICO regularly has promotions and incentives for new customers; however, specific information should be checked on the website or via hotline for more details.