Is BSH Car Insurance Good? Search, Latest Price?

Car insurance is a contract between the car owner and the insurance company. Accordingly, the insurance company will pay part or all of the damages arising from unexpected risks that occur to your car.

According to a study by the Insurance Information Institute (2023) in its 'Global Auto Insurance Trends' report, auto insurance reduces 78% of financial risks for car owners in the event of an accident.

BSH is one of the most talked about auto insurance companies recently. So what is the reality? BSH auto insurance is it good? What auto insurance packages does the company have? Price, how to look up?

This article will provide complete information about car insurance BSH for your reference, from which to consider making an appropriate choice.

BSH Auto Insurance Overview

BSH auto insurance provided by Saigon - Hanoi Insurance Joint Stock Company (a company with great reputation in the Vietnamese market). BSH includes many different types of insurance to protect car owners against incidents that cause damage to people, vehicles, property of themselves and third parties.

The level of liability and compensation are made in accordance with the terms of the insurance contract signed by the car owner with the company.

BSH Auto Insurance Packages

Currently, BSH has many auto insurance packages for car owners, including:

• Automobile physical insurance: to compensate for the cost of repairing damage in case of an unexpected accident, beyond the control of the car owner such as: collision, overturning, toppling, falling, sinking, fire, explosion; hit by something else...
• In case of total vehicle theft or damage up to 75% of the vehicle's market value, the owner will be covered by BSH Insurance for the entire loss.
• Compulsory civil liability insurance of car owners: BSH supports car owners to compensate for damage to body, life and property that drivers cause to third parties during traffic.
• Accident insurance for drivers, assistants and occupants of the vehicle: compensation for bodily harm to the driver, assistant and other people carried on the vehicle due to an unintended accident.
• Civil liability insurance of the vehicle owner for goods transported on the vehicle: BSH supports the vehicle owner to compensate the goods owner for the loss of goods transported on the vehicle due to the vehicle being crashed, bumped, flipped, dumped, dropped, sunk; Explosion; being hit by another object...
• Voluntary liability insurance of car owners with third parties and passengers: BSH supports car owners to compensate for damage to body, life and property caused by car drivers to third parties during the participation process. traffic.

In which, only the civil liability insurance of the car owner is mandatory, the rest is voluntary insurance that the car owner can choose to join or not. To choose the right type of car insurance for your needs and financial conditions, car owners should carefully study the terms of the insurance contract.

Participants & conditions for applying BSH auto insurance

Subjects participating in BSH auto insurance, insurance application conditions are specified as follows:

• Participants: all car owners with cars participating in traffic in the territory of Vietnam.
• Terms and conditions:
• In cases where compensation is paid according to the terms of the contract.
• The insurance period remains.

note: all incidents and accidents must be notified and handled according to the payment and compensation claim file according to the form of BSH. Failure to notify or no assessment will not be paid according to the terms of the insurance policy.

Cases where BSH insurance is not responsible for indemnification:

• Intentional bodily harm or property damage.
• The driver of a car without a driver's license, underage to participate in traffic, causes an accident due to illegal use of stimulants.
• Incidents, accidents caused by cars violating the law (racing, illegally transporting goods, etc.).
• Damage occurred outside the territory of Vietnam.
• Damage with special assets (gold, silver, gems...).

Review of BSH car insurance, is it good?

To evaluate whether BSH auto insurance is good, you can rely on the following aspects:

• Comprehensive protection thanks to a variety of product packages: compensation for human and material damage to car owners - people sitting in the car...
• Bringing many options to suit the needs and finances of car owners.
• Links with many major maintenance centers and garages nationwide, ensuring the interests of customers when cars have problems.
• Free rescue from the place of incident, accident to the nearest repair place.
• The procedure to buy insurance is easy and fast.
• Genuine auto parts replacement.
• Compensation principles are clearly defined and transparent.
• Friendly staff, quick customer care 24/7.
• Insurance selling points cover all provinces and cities.
• Reasonable insurance costs.

Latest BSH car insurance costs

1. BSH compulsory car insurance fee

Price list for transport business vehicles & non-business vehicles:

2. BSH auto physical damage insurance fee

Price list for basic car physical insurance costs:

3. Accident insurance for drivers, assistants and passengers in cars

Toll rate = number of people sitting on the bus x toll/person.

• Insurance amount/person/case up to VND 20.000.000: 0,1% of the insured amount/person.
• Insurance amount/person/case from VND 20.000.000 to VND 45.000.000: 0,15% of the insured amount/person.
• Insurance amount/person/case from VND 45.000.000 to VND 75.000.000: 0,30% of the insured amount/person.
• Insurance amount/person/case from VND 75.000.000 to VND 200.000.000: 0,35% of the insured amount/person.

4. Vehicle owner's insurance premium for goods transported on the vehicle

Vehicle owner insurance premium table for transported goods:

In which, the level of insurance liability calculated per ton of tonnage at the request of the vehicle owner does not exceed VND XNX.

BSH auto insurance lookup guide

To look up BSH car insurance information, you can do it in the following ways:

1. Search on BSH website

• Look up the certificate of car insurance at: https://tracuu.bshc.com.vn/
• Look up compensation records at: https://tracuu.bshc.com.vn/Home/BTXCG

2. Contact BSH hotline

You can also contact the official hotline of BSH insurance 1900 96 96 09 for advice and information.

3. Go directly to branches, agents, and affiliated garages

For more clear advice on BSH auto insurance packages, you can go directly to the branch, dealer or garage associated with the company for answers.

Hope this article will help you better understand BSH auto insurance. If you need to choose to buy auto insurance, Thanh Phong Auto ready to assist you thoughtfully. We currently supply and repair cars for many reputable auto insurance companies, understanding the advantages and disadvantages of each company/each. auto insurance package to advise the most suitable and best products for customers. In particular, Thanh Phong Auto commits not to force customers to buy any type of insurance.

FAQ – Frequently Asked Questions

1. What are the outstanding advantages of BSH auto insurance?

BSH auto insurance stands out with its comprehensive protection, diverse product packages, and quick insurance purchase procedures. The company also provides free roadside assistance, links with many maintenance centers nationwide, and has a 24/7 customer care team.

2. Are BSH auto insurance premiums competitive?

BSH auto insurance premiums are considered reasonable and competitive compared to the market. Compulsory insurance premiums for commercial vehicles range from VND 1.200.000 to VND 2.000.000, while auto physical damage insurance premiums depend on the value of the vehicle and the packages. car insurance Selection.

3. Does BSH support quick compensation?

BSH commits to a clear and transparent compensation process, with a normal compensation processing time of 3 to 5 working days after receiving all necessary documents.

4. Are there any cases where compensation is not available?

BSH is not responsible for compensation in cases such as intentional damage, unlicensed drivers, or accidents occurring outside of Vietnam. In addition, damage to special assets such as gold and silver is not covered.

5. How to look up BSH auto insurance information?

Users can look up insurance information via BSH's official website, hotline 1900 96 96 09, or go directly to the company's branches and agents for support.

6. Does BSH provide vehicle repair services?

BSH cooperates with many repair garages nationwide, helping customers easily access quality repair services after incidents, ensuring customer benefits when using the company's services. Check out TOP now BSH auto insurance linked garage in HCM today's most famous.