Top 5 Must-Have Facts About BSH Auto Insurance

Becoming one of the most talked-about insurance companies, BSH auto insurance attracts customers with great benefits. Not only one but BSH automobile insurance also offers a lot of different insurance packages. So with each type of insurance, the scope of liability and compensation level like? The article below, let us understand Top 5 things to know about BSH auto insurance to make a choice for me.

Top 5 Must-Have Facts About BSH Auto Insurance

1. General introduction about BSH automobile insurance

You may not know, BSH automobile insurance is provided by Saigon - Hanoi Insurance Joint Stock Company with a great reputation in our country market. This type of insurance covers many different types of insurance for body, property and goods transported on cars.

When incidents, accidents or unintended collisions occur, BSH will be liable to pay compensation for damages. The level of liability and compensation will be made in accordance with the terms of the insurance contract you signed with the company.

2. Some types of BSH auto insurance

Currently, BSH auto insurance has many packages for car owners, including:

• Compulsory civil liability insurance for motor vehicle owners
• Insurance of vehicle owners' civil liability for goods transported on vehicles
• Insurance for your driver, assistant and occupants
• Auto material insurance

In particular, only civil liability insurance of motor vehicle owners is required, the rest is voluntary insurance that you can choose to participate or not. To choose the insurance that suits your financial needs and needs, you should carefully read the terms of your insurance policy before deciding.

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3. Participants and conditions for applying BSH automobile insurance

Subjects participating in BSH automobile insurance are all owners of cars with cars participating in traffic in the territory of Vietnam.

Conditions apply strictly according to the insurance period inscribed on the insurance, cases of compensation payment under the contractual terms.

However, all incidents and accidents must be notified and handled according to the dossier of request for payment and compensation according to the form from BSH. Without notice or without inspection will not be paid under the terms of the insurance contract.

Some cases of BSH insurance company not responsible for compensation include:

• Physical and property damages are intentional
• Drivers who do not have driving licenses, are not old enough to participate in traffic or cause accidents due to the use of illegal substances.
• Incidents and accidents caused by illegal cars such as organizing car racing, illegally carrying goods, ...
• Damage occurs outside the territory of Vietnam
• Damage to special properties such as gold, silver, gems, ...

4. The extent of responsibility and benefits for each type of BSH automobile insurance

Regarding the scope of responsibilities and benefits, each type of BSH automobile insurance also has different provisions:

• Compulsory civil liability insurance for motor vehicle owners: compensation for damage to bodies, lives, property of third parties, passengers under transport contracts with accidents caused by motor vehicles out
• Insurance of civil vehicle owners' liability for cargoes transported: pay the owner of the vehicle the amount of compensation for car owners due to damage to the car's goods due to accidents, unintended incidents.
• Insurance for your driver, assistant and occupants: bodily compensation for uninsured accident-insured people while riding in the vehicle
• Automobile physical damage insurance: compensation for car damage caused by collision, overturn, natural disaster, explosion, fire, theft, theft of the whole vehicle

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5. Utilities you enjoy under BSH auto insurance

Thanks to the connection with many maintenance centers and large garages nationwide, BSH automobile insurance brings a lot of utilities to customers:

• Free rescue from the place of incident or accident to the nearest repair place
• Easy and fast compensation payment policy
• Good car maintenance service at prestigious garages

Top 5 must-know information about car insurance BSH on the hope that it will be the most useful handbook for you and your loved ones when wondering whether to join insurance or not? Do not lose your rights when traveling with BSH auto insurance!

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