Car insurance is a form of financial protection for car owners, helping to minimize risks and damages that may occur when using a car. When participating in car insurance, you will be supported by an insurance company to compensate part or all of the costs arising from incidents such as:
Car insurance is no longer strange to vehicle owners because it helps to compensate for some financial losses in case of an accident. However, each car insurance provider has different prices, buyer protection policies and reputation levels, so you need to choose carefully.
One of the insurance brands that many car owners trust and choose is MIC - belonging to the Military Insurance Joint Stock Company. If you intend to buy car insurance MICPlease refer to the following review for detailed information!
Military Insurance Joint Stock Company (MIC) is a reputable non-life insurance company in Vietnam. Not only providing organizations under the Ministry of National Defense, MIC expands and develops insurance for the external market (individuals, businesses, organizations in Vietnam). Currently, MIC is selling insurance packages including: MIC Care health insurance, MIC travel insurance, MIC auto insurance, Home Shield home insurance.
In particular, MIC auto insurance is trusted by many customers because:
MIC offers useful auto insurance packages, serving the diverse needs of customers. Including compulsory civil liability insurance and many voluntary insurance packages.
With compulsory civil liability insurance for cars, customers must choose a level of liability for damage to people and third-party property of at least VND 3 million as prescribed by law.
And MIC is still providing customers with voluntary auto insurance packages including:
Each insurance package of MIC military auto insurance There will be different scopes of responsibility and exercise of rights. Therefore, you must carefully consider the information through the advice of the seller, the insurance contract to choose the appropriate service package. In particular, it is necessary to understand the cases that are and are not covered by MIC military auto insurance.
Fees are given based on: Circular No. 22/2016 /TT-BTC dated February 16, 02 of the Ministry of Finance, specifically:
>>> Motor vehicle physical damage insurance premium = Insurance amount x Insurance premium rate <<< |
In which:
For example:
Buying insurance for Toyota Vios after 4 years of use has the factory price of 564.000.000 VND. Right now:
Insurance premiums for drivers, assistants and passengers are calculated as follows:
Coverage: MIC insurance is responsible for damage to goods transported on the vehicle due to incidents or accidents in the territory of Vietnam.
Insurance fees:
Through MIC's website, you can look up insurance certificate information by filling in the following link: https://emic.vn/menuak.aspx#bhhd_egcn_xe
Looking up through agents and MIC insurance-linked garages is also chosen by many people because there is no limit to the information provided.
To ensure your rights right after an incident or accident, you need to be familiar with the application process, time limit for claiming and claiming compensation for MIC military auto insurance:
Linked with many prestigious insurance brands in the market, Thanh Phong Auto offers many insurance packages that are beneficial to vehicle owners. Customers are not “forced” to buy any type of insurance from any brand, but are enthusiastically advised on the advantages and disadvantages of each type to make the right choice for their financial ability and needs.
Besides selling insurance, we also accept car repair insurance and guarantee payment for customers.
Advantages of Thanh Phong Auto:
Hope Review MIC car insurance is good or not, look up price will assist you in choosing the right type of insurance. See more information about many other insurance brands on our website!
MIC Auto Insurance provide many types car insurance, include: compulsory civil liability insurance, Vehicle physical damage insurance, accident insurance for driver and passengers, insurance for rental costs after an accident, and insurance for the goods on the vehicle.
MIC auto insurance premiums are calculated based on the vehicle value and the prescribed premium rate. For example, with a vehicle value of VND 300 million and a premium rate of 1.6%, the physical damage insurance premium will be VND 4.800.000.
The vehicle owner has 1 year from the date of the incident to request compensation. After receiving the claim, MIC will make compensation within 15 days.
Customers can look up insurance certificate information via MIC's website or through agents and garages affiliated with the company. You can refer to the latest updated MIC auto insurance garages at the link: https://thanhphongauto.com/gara-lien-ket-bao-hiem-xe-o-to-mic-o-hcm/.
The minimum liability for compulsory civil liability insurance is VND 50 million for third party personal and property damage.
Excluded items include normal wear and tear, damage due to misuse, theft of vehicle parts, and engine damage due to flooding.
Yes, customers are allowed to choose the repair garage of their choice without being charged depreciation during the repair process.
Cars Care Service Price Sheet At Thanh Phong Auto HCMC VietNam:
* The cars that we have mechanics: Mercedes, BMW, Audi, Lexus, Toyota, Honda, Mazda, Mitsubishi, Kia, Daewoo, Hyundai,Ford, Nissan, Volkswagen, Porsche, Chevrolet, Rand Rover, Innova, Fortuner, Vios, Fiat, Bugatti, Ferrari, Bentley, Hummer , Chrysler, Dodge, Renault, Cadillac, Volvo, Subaru, Daihatsu, Ssangyong, Roll-Royce, Peugeot, Smart Fortwo, Tobe M'car, Luxgen, Zotye, Haima, Geely, Baic, Hongqi, Cmc, Mini Cooper, Buick, Opel, Acura, Aston Martin, Vinfast, TQ Wuling, BYD.
To keep your vehicle running properly at all times, we offer a number of services that are carried out by our certified, expert auto service and repair technicians who have years of experience performing everything from oil changes to a complete engine overhaul.
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