Car insurance is an important form of financial protection for car owners, helping to minimize financial risks when vehicle-related incidents occur.
PTI Post Office Auto Insurance is one of the insurance products that is loved by many car owners. Because insurance here provides attractive benefits at very affordable prices. Thereby helping people feel more confident while driving during their journey.
However, not everyone knows about pti post office auto insurance? Please join us in sharing the top 4 information you need to know about auto insurance!
This is one of the types of insurance that many car owners trust to feel more secure during the journey. When participating in PTI post office car insurance, you will be compensated by PTI insurance company for damages and losses caused by unexpected risks according to the insurance contract. Thereby helping you reduce the financial burden when having an accident.
In recent years, PTI Insurance Company has often launched attractive policies to attract car owners to choose additional deductibles. In addition, you also enjoy special benefits when participating in PTI post office car insurance, which are:
This is the type of insurance that any car owner must join in accordance with the law. When the owner of the car causes an accident or property damage to a third party, the PTI insurance company will be responsible for paying them. The fee for this PTI auto insurance depends on the type of vehicle you are using and the duration.
The insured
Owners of motor vehicles participating in traffic in the territory of the Socialist Republic of Vietnam
Coverage
Level of liability insurance
The level of insurance liability is the maximum amount an insurance company can pay for damage to the body, life and property of third parties and passengers caused by a motor vehicle in each accident. falls within the scope of insurance liability. As follows:
Insurance liability level for property damage caused by cars, tractors, construction vehicles, agricultural and forestry vehicles and other special vehicles used for security and defense purposes ( including trailers and semi-trailers pulled by cars or tractors) causing 150.000.000 VND/1 person/1 accident.
Insurance liability level for property damage caused by cars, tractors, construction vehicles, agricultural and forestry vehicles and other special vehicles used for security and defense purposes ( including trailers and semi-trailers pulled by cars or tractors) causing 100.000.000 VND/1 accident.
This is a type of voluntary insurance to help car owners reduce the financial burden when they accidentally collide or have their spare parts and natural disasters stolen, etc. With this insurance, you will be compensated by the company for damage caused by theft. or support to pay the cost of repairing a car due to a collision or natural disaster ... This fee usually depends on the extent of the damage to the car.
The insured
Cars are allowed to circulate in the territory of the Socialist Republic of Vietnam and in special cases are approved for insurance by PTI.
Coverage
PTI compensates the Vehicle Owner for physical damage to the vehicle caused by an unexpected accident, beyond the control of the Vehicle Owner or Driver in the following cases:
In addition, PTI also supports necessary and reasonable costs to prevent and limit further losses;
The cost of taking the damaged vehicle to the nearest repair place does not exceed 20.000.000 VND/case excluding value added tax (unless otherwise agreed in writing)
Loss assessment
In all cases, PTI's total compensation amount (excluding loss assessment costs) does not exceed the insurance amount stated on the Insurance Certificate.
The vehicle owners' TNDS premium for goods transported, PTI company applies a deduction of 0,5% of the total liability insurance and must not be less than 1 million VND / case. In case the goods are lost due to theft, the car owner is not responsible for maintenance or captured by the governing body, PTI company will not be responsible for compensation.
In addition, PTI post office auto insurance also provides the following additional insurance terms:
When using voluntary PTI post office auto insurance service, you will enjoy the following benefits:
Before you sign the insurance policy, you need to read the terms inside it carefully. This will help you ensure your rights more and avoid unnecessary disputes later, especially in the process of compensation.
The above has shared the top 4 information to know about post office automobile insurance pti. Thereby, hopefully you have added useful knowledge about car insurance, thereby helping me feel more secure throughout the journey.
PTI Post Office Auto Insurance Including main types such as:
PTI auto insurance premiums depend on many factors such as vehicle type, insurance period and insurance liability level. For example, the premium for compulsory TNDS insurance can range from VND 1 million to VND 150 million depending on the extent of damage.
When an accident occurs, the car owner must immediately notify PTI Insurance Company. The company will then assess the damage and compensate according to the signed contract. Compensation processing time is usually very quick thanks to PTI's professional process.
To be eligible for compensation, the damage must be caused by an unexpected risk and must be within the scope of insurance. Exceptions such as damage caused by intentional acts or violations of law will not be eligible for compensation.
Car physical damage insurance covers risks such as:
In addition to basic benefits, customers also receive many additional benefits such as:
Through these questions, hopefully you will have a clearer view of PTI Post Office auto insurance and the benefits it brings.
Cars Care Service Price Sheet At Thanh Phong Auto HCMC VietNam:
* The cars that we have mechanics: Mercedes, BMW, Audi, Lexus, Toyota, Honda, Mazda, Mitsubishi, Kia, Daewoo, Hyundai,Ford, Nissan, Volkswagen, Porsche, Chevrolet, Rand Rover, Innova, Fortuner, Vios, Fiat, Bugatti, Ferrari, Bentley, Hummer , Chrysler, Dodge, Renault, Cadillac, Volvo, Subaru, Daihatsu, Ssangyong, Roll-Royce, Peugeot, Smart Fortwo, Tobe M'car, Luxgen, Zotye, Haima, Geely, Baic, Hongqi, Cmc, Mini Cooper, Buick, Opel, Acura, Aston Martin, Vinfast, TQ Wuling, BYD.
To keep your vehicle running properly at all times, we offer a number of services that are carried out by our certified, expert auto service and repair technicians who have years of experience performing everything from oil changes to a complete engine overhaul.
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