Is Phu Hung Auto Insurance Good? Lookup, Price?

Car insurance is a form of financial protection for car owners against risks that may occur during the use of the car, such as accidents, fires, theft, etc. When participating in car insurance, you will be supported by an insurance company to pay part or all of the damages that arise.

Research from the Insurance Research Institute (2024) shows that auto insurance reduces financial risk for car owners by up to 75% in the event of an accident.

Phu Hung auto insurance known for its wide range of product packages, offers many attractive benefits and affordable prices. But compared to other insurance companies, is Phu Hung auto insurance the ideal choice?

This article will help you answer if Phu Hung auto insurance is good, and at the same time provide full information about the type, price, and how to look up this insurance for your reference.

Overview of Phu Hung auto insurance

Phu Hung Insurance Joint Stock Company (PAC) specializes in providing comprehensive insurance to protect customers' risks such as: motor vehicle insurance, technical insurance, marine insurance, accident insurance Personal insurance, property insurance, liability insurance.

In which, auto insurance is one of Phu Hung's main product lines that is highly appreciated today. Phu Hung auto insurance packages include:

• Car physical damage insurance.
• Compulsory CIT insurance of car owners.
• Accident insurance for driver, assistant and occupants.

Details of Phu Hung Auto Insurance Packages & Fees

1. Physical insurance of cars

This insurance package belongs to the voluntary group but is very necessary for cars, helping car owners reduce the financial burden when the car has an unexpected accident such as car robbery, collision, fire, explosion, natural disaster ... (company) insurance will compensate for damage or assist with vehicle repair costs).

In addition to the compensation, the car owner is also entitled to Phu Hung insurance to reimburse the costs agreed in the contract such as:

• The cost of limiting additional losses is incurred.
• Rescue costs, take the car to the nearest garage.

Premium rate = premium rate (according to fee table) x insured amount (vehicle value).

2. Compulsory compulsory insurance for car owners

This is the insurance to indemnify the civil liability of the vehicle owner for damage to the body, life, property of third parties and passengers.

• Insurance fee:

3. Accident insurance for driver, assistant driver and passengers

Phu Hung Insurance compensates for bodily injury to the driver and passengers in the vehicle due to accidents while in or getting on or off the vehicle.

• If the subject dies due to an accident covered by insurance: Phu Hung pays 100% of the insurance amount stated in the insurance policy/insurance certificate.
• If the subject-matter insured is injured due to an accident covered by the insurance: Phu Hung pays the insurance premium as a percentage of the Sum Insured.

Insurance premium = Number of people in the car x fee/person.

Is Phu Hung auto insurance good?

Problem Phu Hung car insurance good or not currently receiving the attention of many car owners. Here are the advantages of this insurance company that you can refer to:

• Insurance builds on the actual needs of car owners; offers a variety of insurance packages for customers to choose the most effective – suitable option.
• The process of buying insurance is simple and fast.
• Compensation principles are clear and transparent.
• The price is suitable for the financial level of the majority of Vietnamese people.
• Quick compensation processing time, ensuring the legitimate interests of customers.
• Cars with problems will be repaired at reputable garages.
• Friendly customer service staff 24/7.

How to look up Phu Hung auto insurance

1. Online search

Through Phu Hung's official website, customers can search for car insurance information. You visit https://www.pacvn.vn/tra-cuu-giay-chung-nhan-bao-hiem-75 And follow the instructions.

2. Look up via customer service hotline

You can also contact Phu Hung's customer care center – 08 99 888 018 for information about auto insurance. Professional consulting team will give you effective support.

3. Search through agents

Currently, Phu Hung auto insurance has a wide network of agents and garages; You can come to get accurate information feedback.

Phu Hung auto insurance processing procedure

Phu Hung Insurance Joint Stock Company builds the car insurance processing process as follows:

• Phu Hung insurance staff receives claims from customers; Customers provide information: name, phone, license plate, location - accident happenings.
• This information is then sent to the accident examiner; inspection staff to the scene, the location provided by the customer.
• Conduct accident inspection, determine the cause - extent of damage and offer the most optimal remedial plan. If the car owner and Phu Hung insurance disagree on the extent of the damage, it will be voted on.
• Completing the dossier according to the claim for damages. The vehicle owner provides the following documents: accident report file, claim, copy of insurance certificate, driver's license, vehicle registration certificate...

According to the Asian Insurance Review (2023) report, insurance companies with transparent and fast claims processes have 45% higher customer satisfaction rates than other companies.

Prestigious auto insurance sales & repair unit, good price?

Thanh Phong Auto Cooperating with many reputable insurance brands to bring a variety of reliable options to customers. Customers coming to us are not bound to buy any insurance company; all based on the individual wishes of the guest; If the customer has a need, they can combine the professional advice of the staff.

In addition, Thanh Phong Auto also provides the service auto repair insurance Professional, reputable.

Coming to Thanh Phong Auto, you can be assured by:

• Quickly and accurately update new information about auto insurance companies/types to advise customers.
• Repair auto insurance quickly and professionally thanks to a team of skilled technicians and modern machinery.
• Replace genuine parts, commit not to use floating goods.
• Support customers to solve auto insurance benefits quickly.

Above is the article Review of Phu Hung Auto Insurance: Is It Good? Lookup, Price? Hope it will help you in the process of choosing and using. car insurance.

FAQ – Frequently Asked Questions

1. How many types of Phu Hung auto insurance are there?

Phu Hung auto insurance offers three main types:

• Car insurance: Compensation for damage caused by accidents, robberies, fires, natural disasters.
• Compulsory insurance for civil liability of car owners: Compensation for civil liability for damage to third parties.
• Driver and Passenger Accident Insurance: Compensation for bodily injury to the driver and passengers in the vehicle.

2. How much is Phu Hung auto insurance?

Insurance premiums depend on each package and vehicle value. Specifically:

• Car physical insurance: Calculated by insurance premium rate x vehicle value.
• TNDS Insurance: Fees range from VND 500.000 to VND 1.500.000 depending on vehicle type and liability level.

3. How long does it take for Phu Hung auto insurance to process a claim?

Phu Hung auto insurance's claim processing time usually ranges from 5 to 15 working days, depending on the complexity of the case.

4. How does Phu Hung auto insurance compensation process work?

The compensation process includes the following steps:

• Receive compensation requests from customers.
• An assessor arrives at the scene to determine the extent of the damage.
• Complete compensation records as required and regulated.

5. Does Phu Hung Auto Insurance support car repairs?

Yes, Phu Hung auto insurance supports repairs at reputable garages and is affiliated with the company, ensuring the quality of repair services for customers. See the TOP most reputable Phu Hung insurance-affiliated garages in HCM at the link: https://thanhphongauto.com/gara-lien-ket-bao-hiem-xe-o-to-phu-hung-hcm/.