Phu Hung auto insurance There is always a strong attraction for car owners. Because the insurance here is affordable and offers many attractive benefits, many car owners choose. However, not all car owners understand this insurance leading to the case of refusal to pay damages. Understanding this, today, we will share good information about Phu Hung auto insurance for you to refer.
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Top 4 Unknown Things About Phu Hung Auto Insurance
1. What is phu hung auto insurance?
This is a kind of insurance that will help you to be steadfast in driving all journeys with your beloved car. When you join this car insurance, Phu Hung Insurance Joint Stock Company will compensate the material damage of the car due to unexpected accidents such as collision, fire, loss of rank ...
As a car owner, you will not be able to anticipate unexpected accidents that lead to damage to the people on the road and yourself. Therefore, let Phu Hung auto insurance Take care of all, support compensation so you can have peace of mind during your journey more.
2. Share the Phu Hung auto insurance products
2.1. Physical insurance of Phu Hung cars
This is a voluntary insurance package but very essential for your car. Because it helps you reduce the financial burden because the company will compensate for damage or support the cost of repairing cars when a car encounters unexpected accidents such as bumps, explosions, natural disasters, floods, dynamics. land, robbed car ...
For this insurance, in addition to receiving compensation money, Phu Hung Insurance Company also reimburses the expenses as agreed in the insurance contract. Such as:
- Costs limit additional losses incurred
- Rescue costs and take the car to the nearest garage.
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2.2. Compulsory compulsory insurance for car owners
This is a compulsory insurance package for vehicle owners participating in traffic in our country to participate. When participating in this insurance, you will be compensated by the insurance company for damage to the 3rd party due to accident of your car.
2.3. Accident insurance for drivers and passengers
Phu Hung Insurance Joint Stock Company will compensate for the loss of life to the driver and the people in the car during traffic. By participating in this type of auto insurance, you will be compensated for the amount of insurance sum specified in the certificate if you die.
When the insured is permanently injured, Phu Hung Insurance Joint Stock Company will pay compensation as a percentage of the sum insured.
3. How much is Phu Hung auto insurance fee?
Phu Hung Insurance Joint Stock Company will determine the value of your vehicle when participating in insurance based on the vehicle value database of the Vietnam Insurance Association. If your vehicle is in the data of this association, it will be identified as follows:
- For new cars: the value of your car is the price announced by the local manufacturer.
- For used cars: the value of your car = the price of a new car * minimum percentage of quality of the car remaining.
After that, you and the Phu Hung insurance company may agree to join at or below the value of the vehicle.
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4. Phu Hung auto insurance process
- Staff at Phu Hung Insurance Joint Stock Company will receive claims from customers. Next, the staff will ask you to provide information such as name, phone number, license plate, location, accident happenings.
- The employee will then send this information to the accident examiner. And after 2 hours, the inspection staff will be at the site, the location that you have provided.
- After the accident assessment, the cause and severity of the damage are determined and the most optimal remedy will be selected. In case the vehicle owner and Phu Hung disagree on the extent of damage, they will be solicited.
- Next the staff will finalize the application in accordance with the claim. At this time, please provide the following required documents: accident notification records, claims, copies of insurance certificates, driver's license, vehicle registration certificate, ...
The above has shared the top things you do not know about Phu Hung auto insurance. Thereby, buy this car insurance to always feel comfortable during the journey with your beloved car.
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