Car insurance is a contract between the car owner and the insurance company. Accordingly, the insurance company will pay part or all of the damages that the car owner must bear when incidents related to the car occur such as: accidents, theft, fire, natural disasters, etc.
According to research by the Insurance Information Institute (2023) in the report 'Global Auto Insurance Trends', auto insurance is not only a financial protection tool but also contributes to reducing 35% of the cost burden for car owners when an incident occurs.
Car insurance is not only a legal requirement but also an important financial protection solution for car owners when participating in traffic. This article will provide detailed and necessary information so that you can choose the most professional and suitable car insurance package.
Professional auto insurance is a concept that includes many different types of insurance, to ensure the rights of car owners in risky situations. An insurance package is considered professional when:
Compulsory civil liability insurance:
Civil liability insurance for transported goods:
Auto physical damage insurance:
Accident insurance for driver and passengers:
When choosing auto insurance, buyers need to pay attention to the following factors:
This information is often clearly stated in the terms of the insurance contract, so buyers need to consider carefully before deciding.
According to Asian Insurance Review's (2023) study in 'Consumer Behavior in Auto Insurance', 82% of customers value three main factors when choosing insurance: coverage, speed of claim settlement, and accompanying support services.
Choosing a reputable insurance company is very important to ensure your rights. Below are some prominent auto insurance companies in Vietnam:
Choosing the right auto insurance package not only gives you peace of mind when participating in traffic but also ensures financial benefits in case of an accident. Carefully consider the factors that evaluate the professionalism of the insurance package as well as choose a reputable company to ensure the best benefits for yourself and your property.
Compulsory auto insurance in Vietnam covers compensation for bodily injury, death and property damage to third parties up to VND100 million per accident, as prescribed by law.
The claim process usually includes the following steps: reporting the incident to the insurance company, providing claim documents, assessing the damage, and finally paying compensation within 30 days of complete documentation.
Out Civil liability insurance, there are also types such as: auto insurance, accident insurance for drivers and passengers, and cargo insurance.
Exclusions typically include: damage caused intentionally, damage while intoxicated or without a valid driver's license.
Voluntary insurance offers many benefits such as: higher compensation for physical damage, free rescue services, and repair support at genuine garages.
Thanh Phong Auto is one of the prestigious addresses in Ho Chi Minh City specializing in providing sales services. car insurance and car repair. Thanh Phong Auto is not only a car repair shop but also an agent distributing car insurance packages from many large domestic and foreign insurance companies such as Bao Viet, Liberty, MIC - Military, and VNI.
Here, customers will be enthusiastically consulted about insurance packages that suit their needs and financial capabilities. Thanh Phong Auto is committed to providing clear information about each type of insurance, helping car owners understand their rights and responsibilities when participating in insurance.
Benefits of buying auto insurance at Thanh Phong Auto:
With a team of experienced engineers and technicians, Thanh Phong Auto is confident in providing the best service to customers, helping them feel more secure when participating in traffic. If you are looking for a reputable auto insurance sales address in Ho Chi Minh City, come to Thanh Phong Auto for the best advice and support.
* The cars that we have mechanics: Mercedes, BMW, Audi, Lexus, Toyota, Honda, Mazda, Mitsubishi, Kia, Daewoo, Hyundai,Ford, Nissan, Volkswagen, Porsche, Chevrolet, Rand Rover, Innova, Fortuner, Vios, Fiat, Bugatti, Ferrari, Bentley, Hummer , Chrysler, Dodge, Renault, Cadillac, Volvo, Subaru, Daihatsu, Ssangyong, Roll-Royce, Peugeot, Smart Fortwo, Tobe M'car, Luxgen, Zotye, Haima, Geely, Baic, Hongqi, Cmc, Mini Cooper, Buick, Opel, Acura, Aston Martin, Vinfast, TQ Wuling, BYD.
Since 2019, Thanh Phong Auto was selected to link formal training with the Thu Duc College of Technology, Vietnam-USA College, Binh Duong University, University of Science and Technology, Van Lang University. This helps Guarantee for quality and standards at Thanh Phong AutoYou can rest assured about the quality and skills of the technicians here.
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