Petroleum automobile insurance pvi, the product line is getting a lot of trust from car owners. Because when participating in insurance here, you will receive many attractive benefits. However, to understand pvi automobile insurance, not everyone knows? Join us in sharing the top 4 information you need to know about car insurance!
Main Article Content
- 1 Top 4 Must-Have Information About PVI Auto Insurance
- 1.1 1. PVI automobile insurance
- 1.2 2. Petroleum automobile insurance products PVI
- 1.3 3. Fees for petroleum insurance products PVI
- 1.4 4. How to calculate PVI auto insurance
Top 4 Must-Have Information About PVI Auto Insurance
1. PVI automobile insurance
This is a contract signed between you and the Vietnam Oil and Gas Insurance Company. By insuring here, you will be compensated by this company for damages caused by accidents related to your car. By now, there are many risk accidents can come at a time and then let pvi automobile insurance solve your worries.
2. Petroleum automobile insurance products PVI
2.1. Physical insurance of PVI cars
This insurance is not required, but there are currently many car owners involved. Because when participating car owners will help them reduce the financial burden when vehicles have risks, incidents or unexpected accidents causing them to be scratched, damaged equipment ... thanks to the company support cost .
2.2. Accident insurance for people sitting in PVI cars
This type of insurance applies to drivers and passengers. When participating in this insurance at PVI, the passengers will be compensated by the company in the case of death or bodily injury while the vehicle is in traffic.
2.3. Compulsory civil liability insurance
This is a type of insurance that car owners must participate in accordance with the law. Accordingly, Vietnam Oil and Gas Insurance Company will compensate for damage to property or people to a third party when the car owner causes the accident. This will help you reduce the financial burden and feel more stable while driving.
3. Fees for petroleum insurance products PVI
3.1. Physical insurance of PVI cars
Specifically on this premium schedule as follows:
- For cars with more than 24 seats and used for less than 6 years, the rate of material insurance of cars will be 1,65% and over 6 years, 1,75%.
- For semi-trucks and van trucks that are used for less than 6 years, the insurance rate will be 1,55% and over 6 years will be 1,65%.
- Vehicles transporting goods used for less than 6 years will have a premium rate of 1,7% and over 6 years will be 1,96%.
note: For cars not involved in the transport business, the ward exemption is 500.000 VND / case. For vehicles that do not apply the ward exemption, the basic fee rate will increase by 0.1%.
3.2. Accident insurance for people sitting in cars
- When the owner pays from 5 million to 500 million, the premium rate is 0.1%.
- When the owner pays from 500 million to 1 billion, the insurance rate of 0.2%.
- When the owner pays more than 1 billion, the insurance rate is 0,3%.
3.3. Compulsory civil liability insurance for cars
Cars not for transport business:
- If a vehicle owner owns a vehicle of less than 6 seats, the owner must pay VND 480.700 / year
- Owners owning a vehicle of between 6 seats and 11 seats must pay 873.400 VND / year
- Owners owning a vehicle of 12 to 24 seats must pay 1.397.000 VND / year ...
Car transport business:
- Owners owning a vehicle of less than 6 seats are required to pay 831.600 VND / year.
- Owners owning 6-seat cars must register to pay VND 1.031.900 / year.
- Owners owning a 7-seater vehicle upon registration must pay 1.188.000 VND / year.
4. How to calculate PVI auto insurance
Total premium (car material insurance) = insurance amount * rate of premium
- The sum insured is the price that the owner of the car requires the Vietnamese oil and gas insurance company to compensate for.
- Physical car insurance premium rate = standard fee ratio + expansion fee rate - preferential fee rate.
Standard charge rates will range from 1,4 to 1,7%
Expansion fee rate:
- Parts theft insurance has a fee of 0,2%
- Flooded car insurance has a fee of 0,1%
- Insurance of unpaired milk at genuine garages has a fee ratio of 0,1 to 0,3%.
The above has shared the top 4 information to know about pvi automobile insurance. Thereby, join this car insurance to become firmly steering during the journey more.
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